Observation Deck

Cashflow Compass

Overview

Where the money stands today, where the plan takes it, and what to keep an eye on.

Headline numbers

Visualizations

Monthly Income vs Expenses

Running Balance

Spend by Category

Category Trend (stacked)

Top 10 Costs

Income Sources

Interesting Facts & Insights

Plan

The accounts, categories and recurring transactions the whole forecast is built from.

Accounts

NameType Starting Balance As Of Actions

Categories

Transactions

Forecast

The plan projected forward β€” month by month, account by account, and day by day.

12-Month Forecast

Balances by Account

Where your money actually sits β€” the projected end-of-month balance for each account, instead of one combined total.

Bills Calendar

A day-by-day view of what lands when, so you can spot the crowded weeks before they arrive.

Reality

Check the plan against what your accounts really hold and what your bank recorded. Nothing here connects to a bank β€” you open a file you downloaded yourself.

Monthly Check-in

Record what an account really held at the end of a month, so the forecast keeps starting from a true balance.

Plan vs Actual

Sets what you planned to spend against what you checked in, so you can see where the forecast drifts.

Planning

Pay down debt, fund goals, and try what-ifs without touching the base plan.

Debt Payoff

How long each balance takes to clear at the payment you are making now, and what the interest costs along the way.

Savings Goals

Set an amount you are saving towards and see the date you reach it at your current pace.

Scenarios

Try a what-if β€” a raise, a rent rise, one bill gone β€” and compare it against your real numbers without changing them.

Backup

Save a full copy of your data, bring one back, or connect a live file. Nothing leaves your machine.

Backup & Portability

Save a full copy of your data, bring one back, or carry it to another browser or device. Nothing leaves your machine.